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"Thank you for very much for all the support over the last 6 months George! All the best."

A private client: residential property team

"It has been an absolute pleasure working with you during the process of selling our flat & buying a house."

A private client: residential property team

"We can not thank you enough."

A private client: residential property team

"The housewarming plans are underway. Thank you so much."

A private client: residential property team

"Thanks so much for all your hard work and expertise helping us secure our new home."

A private client: residential property team

"We have told everyone that they should use you next time they move!"

A private client: residential property team

"It has been such a pleasure working with you."

A private client: residential property team

"We are so grateful and happy to have had you as our solicitor - you are brilliant."

A private client: residential property team

"Thank you for your excellent advice and smooth completion of the sale"

A private client: residential property team

"I enjoyed your professionalism and prompt action in response to my queries"

A private client: residential property team

"You have been an absolute star, I am so lucky to have got you to work with."

A private client: residential property team

"I greatly appreciate your time, support and professionalism with this matter. THANK YOU"

A private client: residential property team

"I just wanted to say what a pleasure it has been working with you on this deal"

A private client: residential property team

"Thank you for making the process run so smoothly and being so efficient."

A private client: residential property team

"I will certainly recommend you to any friends that require a conveyancer"

A private client: residential property team

"Amazing!! Thank you so much George. You've been fantastic"

A private client: residential property team

"You have been excellent and will happily recommend you to anyone else buying."

A private client: residential property team

"we are both very grateful for the work you have done for us."

A private client: residential property team

"Thank you for doing such a thorough, professional and efficient job"

A private client: residential property team

"Thank you so much for everything"

A private client: residential property team

"A thousand thanks again for all you've done for us, it's such a huge relief to finally be in!!"

A private client: residential property team

"Thank you for all your help on both sales! You have been brilliant!"

A private client: residential property team

"I will be recommending your services to anyone who asks!"

A private client: residential property team

"Thank you so much for all your very efficient help!"

A private client: residential property team

"You really made the house buying process easy and (relatively) painless for me"

A private client: residential property team

"I wouldn't change you for the world George and you get what you pay for."

A private client: residential property team

"Your support and advice has been greatly appreciated."

A private client: residential property team

"I used George to buy my house and he is a good lawyer who I would highly recommend."

A private client: residential property team

"I have never experienced such a speedy and easy process, so an absolutely immense thank you!"

A private client: residential property team

"I’ll definitely be coming back to you again….brilliant service!"

A private client: residential property team

"We will be sure to recommend your services to anyone we know"

A private client: residential property team

"We can not thank you enough and its been a real pleasure dealing with Moore Blatch."

A private client: residential property team

"Thanks so much for all of your help, you and the team have been brilliant."

A private client: residential property team

"You do a brilliant job and that is why I recommend you!"

Estate agent

"You were by far the best solicitor I’ve crossed paths with."

Estate agent

"If I was to stay in this business I would very much wish to work with you again"

Estate agent

"Its scarce these days to find a proactive solicitor !"

Estate agent

"Thank you for the update and progressing this so quickly."

Independent Financial Adviser

"Many thanks for your assistance throughout this matter."

Solicitor: residential property

"If solicitors on the opposite side were all like you we’d all have a wonderful time."

Solicitor: residential property

"It makes such a difference when the solicitor on the other side is how we should all strive to be."

Solicitor: residential property

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The conveyancing process

This section is intended to describe the various stages in a conveyancing transaction.

Briefly, the purchase of a property has two distinct stages:

1. Exchange of contracts

The moment when signed contracts are physically exchanged and when both parties to the transaction become legally committed to it.

2. Completion

The moment when the balance of purchase monies are paid over and when you actually own and can move into your new property. When contracts are exchanged the completion date will be set and will become definite and legally binding unless the property is not ready in which case completion shall be "on notice".

Use the links below to read more about each stage of the conveyancing process:

Timescale

Survey

The deposit

Exchange of contracts

Between exchange of contracts and completion

Completion

After completion


Timescale

It is important to remember that until contracts are actually exchanged neither you nor your seller is bound by the transaction. Both of you can withdraw and furthermore neither party has any financial claim on the other. However, if you put down a Reservation Fee you may lose this fee if you then withdraw.

Before we will be in a position to exchange contracts, the following work must be carried out:

1. We will submit all necessary searches;

2. We will receive contract papers from your seller's solicitor. We will check these carefully and investigate the rights, covenants (rule and regulations affecting the property) and similar matters. We will raise standard and specific enquiries on all legal matters relating to the property;

3. If required, you must have received your mortgage offer so you know that you can afford to purchase the property.

4. If your purchase is dependent upon the sale of your existing property, your own purchaser must be in a position to exchange contracts simultaneously. Where the two transactions are financially dependent, we will ensure that you are not committed to one transaction without immediately being committed to the other.


Survey

Prior to exchange of contracts, it is important to consider whether you wish to have a full survey carried out. If you are obtaining a mortgage, it is important to remember that although your lender will instruct a valuer to look at the property, the valuer is acting for your lender and not to you. In addition, he is simply ensuring that from the lenders' point of view, the property is worth an adequate sum to support the mortgage.

It is worth bearing in mind that where you are purchasing a new property which has the benefit of a National House Builders' Council 10 Year Guarantee against major structural defects, the NHBC will not normally consider a claim for defects which would have been apparent upon a change of ownership. This is another good reason for having a survey carried out.


The deposit

To exchange contracts, it will be necessary for you to pay a deposit. Under the terms of the agreement the deposit is 10% of the purchase price although a lower deposit can often be negotiated, particularly where a purchaser is obtaining a high percentage mortgage and is only actually putting a small amount of his/her own cash into the transaction. However, 10% will still be payable should you default on completion and therefore be in breach of the terms of the contract.

If you have related sale transaction, we will normally try to utilise the deposit received from your own purchaser to cover or at any rate help towards the deposit you have to pay on the property you are buying.


Exchange of contracts

Prior to exchange of contracts, we will have reported to you on the terms of the contract, any relevant rights and covenants and the results of our searches and enquiries. We will also have obtained your signature to the contract and we will have obtained the deposit from you. The actual exchange process is effected between ourselves and your seller's solicitor and you are not involved in this, save that we will of course have taken your instructions as to the completion date which is to be set.


Between exchange of contracts and completion

There is further legal work to do at this stage. We need to carry out final searches and, if necessary, send our report to your lender to ensure that mortgage monies are sent to us in good time for completion. Prior to completion, we will send you a statement indicating the balance of purchase monies which we need to collect from you together with the transfer document for signature. This is the document used to pass ownership of the property to you.


Completion

As with exchange of contracts, the actual formalities take place between the solicitors. All you will have to do is move into the property.


After completion

There are various further jobs for us to do including ensuring that any Stamp Duty Land Tax is paid and registering your title to the property. After the registration has completed, we will either forward the title deeds to you, your lender or we can hold them here on your behalf for safe custody.

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